Don't you just hate that word! It sound so constrictive! Yet I realize that without out a good old budget the money just slips through the fingers like water.
So yesterday I sat down and calculated all of our bills. I found the averages of the electric, gas and satellite, these three all vary. I added up all the insurance totals, (home, auto and life) and divided by 12 to get the monthly average. Also I found the monthly property taxes total. So now its all written out on paper and its really not as bad as I thought. Beside the electric, so I will be buying one of these bad boys to hunt down the electricity sucker.
We have no payments besides the house, for which I am very thankful for especially in this economy. Our biggest expense is our health. Food and supplements for this family is crazy!!!!! Oh well, what are you with out your health? I hope these kids appreciate what we sacrificed so they can eat real food rotated on a schedule and not be hopped up on six prescription meds each. (On a side note the other day after swimming they kids got a sucker and of course it was full of crap and plenty of food coloring but we threw all caution into the wind and said they could go ahead and eat it. Racky wouldn't eat it "because it had food coloring" and the other two didn't finish theirs because it didn't taste very good. Poor things are so warped!)
So the hubby and I sat down last night and discussed the budget. We both can see were the money is spent and it is not just one person spending it.
Food is a killer but I am going to try to stick to 20 a day, $140-150 a week. You might think that should be easy but when they polish off a whole box of O's at $4.00 a box and that before 8:00am you can see how it gets interesting. So this too I started the pain staking task of figuring prices. I slice of rice bread .27 cents. So over a dollar for a slice of bread with dinner. You can buy a whole loaf of bread for that at Aldi's. Over 2 bucks in rice noodle for the kids on spaghetti night. Plus the free range ground turkey, the sauce the noodles for the hubby and me-YIKES I thought spaghetti was supposed to be a cheap meal. Brown rice is the cheapest thing for them to eat but it also is the most boring. So I have to bake more instead of watching them devour a $3.00 bag of spelt pretzels in one sitting. Make dairy free, egg free, wheat free pancakes instead of the boxed cereal. Our cheapest meals are fish and potatoes, white or sweet. It's going to have to be more chicken soup and less fried chicken. Well I'm up for the challenge I think. Any ideas are welcomed!
Here's to saving for our children's children in 2008! (Proverbs 13:22)